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Updated: Aug 21, 2020, 6:54am
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Kristin Stoller Forbes Staff
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Finding the best life insurance company can be difficult for any consumer, who has to navigate a huge range of products and pricing variables.

A life insurance purchase is usually a long-term commitment, especially if you’re buying cash value life insurance. Cash value policies are good for buyers who need life insurance for estate planning purposes, to fund a trust that will support a lifelong dependent such as a special needs child, to accumulate cash value for investment purposes, or to simply provide a legacy for heirs.

Permanent life insurance policies with cash value include whole life insurance and universal life insurance.

Cash value life insurance can require significant investment over time, and is intended for long-range financial goals.

For these reasons, we’ve focused on the quality of companies’ cash value life insurance offerings for our ratings.

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The Forbes Advisor editorial team is independent and objective. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. This compensation comes from two main sources. First, we provide paid placements to advertisers to present their offers. The compensation we receive for those placements affects how and where advertisers’ offers appear on the site. This site does not include all companies or products available within the market. Second, we also include links to advertisers’ offers in some of our articles; these “affiliate links” may generate income for our site when you click on them. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Advisor. While we work hard to provide accurate and up to date information that we think you will find relevant, Forbes Advisor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. Here is a list of our partners who offer products that we have affiliate links for.
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