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Lender
Lender
Est. Apr
Term of Loan
Max Loan Amount
Min. Credit Score i
Our picks for best personal loans
In This Article +
Best Personal Loan Lenders of 2019
LendingClub
Highlights
- Borrow up to $35,000 with rates starting from 5.99% APR
- Receive your money in as few as 5 days
- Fast, easy online application
- Make fixed monthly payments
EST. APR
8.98 - 35.99%
Term of Loan
36 - 60 months
Max Loan Amount
$40,000
Min. Credit Score
i
LendingPoint
Highlights
- Personal loans from $3,500 to $36,500 and rates from 9.99% to 35.99% APR with no prepayment penalties
- Check your rate for free without impacting your credit score
- Qualified customers receive offers in three simple steps, and funds in as little as 24 hours if approved
- LendingPoint's customer success representatives are available online or by phone 24/7
EST. APR
7.99 - 35.99%
Term of Loan
24 - 72 months
Max Loan Amount
$36,500
Min. Credit Score
i
Upgrade
Highlights
- Affordable loans from $1,000 to $35,000 with low fixed rates from 5.96% to 35.97% APR*
- Fast funding Money sent to your bank account within 1 day of clearing necessary verifications**
- No obligation and no impact to your credit score when you check your rate
- Fixed rate that will never increase
EST. APR
7.99 - 35.99%
Term of Loan
36 - 60 months
Max Loan Amount
$50,000
Min. Credit Score
i
Prosper
Highlights
- Innovative peer-to-peer loans trusted by 250,000+
- No teaser rates/hidden fees - 5.99% APR+
- Get up to $35,000 with 5 years to pay it back
- 650+ Credit Score Required
EST. APR
6.99 - 35.99%
Term of Loan
24 - 60 months
Max Loan Amount
$50,000
Min. Credit Score
i
BestEgg
Highlights
- Get a personal loan up to $35,000 with a fixed APR from 5.99% to 29.99%
- Get money in as little as one business day, upon approval and verification
- Join more than 450,000 customers at a trusted company with an A+ BBB rating
- Use it for almost anything: consolidate debt or other unexpected expenses
EST. APR
8.99 - 35.99%
Term of Loan
36 - 60 months
Max Loan Amount
$50,000
Min. Credit Score
i
Achieve
Highlights
- Competitive rates and loan amounts up to $50,000
- 24-hour approvals and access to cash in 48 hours**
- No prepayment penalties, no hidden fees, and no collateral required
- A dedicated team of specialists who find the best offer for you
EST. APR
6.99 - 35.99%
Term of Loan
24 - 60 months
Max Loan Amount
$50,000
Min. Credit Score
i
Happy Money
Highlights
- With a Happy Money Loan, you, like other Happy Money Members, could raise your credit score by 40 points*
- You can consolidate all your credit card payments down to one monthly, affordable, fixed-rate payment between 8% and 25% APR
- You WON'T pay any prepayment penalties, application fees, late fees or hidden fees. Because no one wants to do that
- Loans for refinancing credit card debt from $5,000 to $35,000
EST. APR
7.99 - 29.99%
Term of Loan
24 - 60 months
Max Loan Amount
$35,000
Min. Credit Score
i
SoFi
Highlights
- Huge flexibility - Loans between $5k - 100k
- Fixed rates starting at 8.99 % with all discounts
- 3, 5, 7 year repayment terms
- No Fees Required and No Origination Fees Required
EST. APR
8.99 - 25.81%
Term of Loan
36 - 72 months
Max Loan Amount
$99,999
Min. Credit Score
i
OneMain Financial
Highlights
- Personal loans typically from $1,500-$25,000 with APRs from 25.10% - 35.99%
- Flexible. Terms that fit your needs and no pre-payment fees
- Fast. Loan decisions as quickly as 1 hour
- Convenient. Apply online, by phone or at your local branch
EST. APR
18.00 - 35.99%
Term of Loan
24 - 60 months
Max Loan Amount
$20,000
Min. Credit Score
i
Avant
Highlights
- Avant provides access to personal loans from $2,000 to $35,000*, terms from 24 to 60 months*, and APRs from 9.95% to 35.99%* which include a 4.75% administration fee
- The actual rate and loan amount that a customer qualifies for may vary based on credit determination and other factors
- Checking your rate does not affect your credit score
- Funding as soon as the next business day if application is approved by 4:30pm CT Monday-Friday
EST. APR
9.95 - 35.99%
Term of Loan
24 - 60 months
Max Loan Amount
$35,000
Min. Credit Score
i
The Minimum Credit Score is based on FICO® credit scoring. This is just one scoring method and a personal loan issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Here’s a Summary of Best Personal Loans:
Lender
Lender
Est. Apr
Term of Loan
Max Loan Amount
Min. Credit Score i
More Details about Our Favorite Personal Loan Lenders
Here’s a Summary of Best Personal Loans:
Lender
Lender
Est. Apr
Term of Loan
Max Loan Amount
Min. Credit Score i
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