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Advertiser Disclosure Updated: Jul 21, 2020, 4:40am

Custom Widget MMA

Updated: Jul 21, 2020, 4:40am
Naren Harwani
Naren Harwani administrator
Editorial Note: Forbes may earn a commission on sales made from partner links on this page.- test default

How Mileage Programs Make Money

Airline mileage programs have two main sources of revenue: the airline itself and third parties. In its filing, United provided this handy flowchart to show how cash flows in and out of the MileagePlus program.

In the case of United’s program, MileagePlus received 71% of its 2019 cash flow from over 100 third-party partners and just 29% of its cash flow from United itself.

Custom wIDGET ATTRIBUTE

Custom wIDGET ATTRIBUTE

4.0
Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.

Test

Custom wIDGET ATTRIBUTE

4.0
Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.
It’s ideal for anyone traveling at least a few times a year and planning to spend on dining and other travel-related expenses.

It earns this top spot because of its 60,000 bonus points, 2x points on travel and dining, and the 25% points bonus when points are redeemed for travel through Chase Ultimate Rewards.
Annual Percentage Yield

$500

Minimum Deposit Requirement

$5,000

1 year

Monthly Maintenance Fee

$100

Minimum Balance Required to Avoid Fee

$40000

View Details
Why We Picked It

Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash’s subscription service. Activate by 12/31/21.

Pros
  • Earn 2X points on travel and dining
  • 60,000 bonus points to earn
  • A 25% point bonus when redeeming through Chase Ultimate Rewards
  • Point transfers at a 1:1 rate
  • Lots of travel and shopping protections
Cons
  • The $95 annual fee is no longer waived the first year.
  • Loses value to those planning to spend less than $4,000 in the first three months of account opening
  • Statement credits provide a poor point value. You must redeem for travel expenses or with point transfers to get the best value

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Naren Harwani
Naren Harwani
administrator

First Published: Jul 21, 2020, 4:39am
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