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Life Insurance FAQ’s

Difference between points and miles on a rewards credit card?

Similar to a loan, a secured credit card carries collateral – usually a deposit in the amount of the card’s credit limit. If you have a lower credit score and you want to build it up again, getting a secured credit card is usually the preferred method. An unsecured card has no deposit.

Difference between a charge card and a credit card?

Similar to a loan, a secured credit card carries collateral – usually a deposit in the amount of the card’s credit limit. If you have a lower credit score and you want to build it up again, getting a secured credit card is usually the preferred method. An unsecured card has no deposit.

Can I have more than one active credit card account at once?

Similar to a loan, a secured credit card carries collateral – usually a deposit in the amount of the card’s credit limit. If you have a lower credit score and you want to build it up again, getting a secured credit card is usually the preferred method. An unsecured card has no deposit.

What is credit utilization?

Similar to a loan, a secured credit card carries collateral – usually a deposit in the amount of the card’s credit limit. If you have a lower credit score and you want to build it up again, getting a secured credit card is usually the preferred method. An unsecured card has no deposit.

Difference between a secured credit card and an unsecured credit card?

Similar to a loan, a secured credit card carries collateral – usually a deposit in the amount of the card’s credit limit. If you have a lower credit score and you want to build it up again, getting a secured credit card is usually the preferred method. An unsecured card has no deposit.

Can I borrow more than my approved credit limit?

Similar to a loan, a secured credit card carries collateral – usually a deposit in the amount of the card’s credit limit. If you have a lower credit score and you want to build it up again, getting a secured credit card is usually the preferred method. An unsecured card has no deposit.

How is a credit card different from a debit card?

Similar to a loan, a secured credit card carries collateral – usually a deposit in the amount of the card’s credit limit. If you have a lower credit score and you want to build it up again, getting a secured credit card is usually the preferred method. An unsecured card has no deposit.

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