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Our Verdict
The Chase Sapphire Preferred card tops the Forbes list as the best overall travel rewards credit card. It earns this top spot because of its 60,000 bonus points, 2x points on travel and dining, and the 25% points bonus when points are redeemed for travel through Chase Ultimate Rewards. the $95 annual fee is more than offset by the rewards for even modest travelers.
Pros
- Earn 2X Points on travel and dining
- Transfer points to travel partners at 1:1 rate
- Lots of travel and shopping protections
Cons
- $95 annual fee, not waived in first year
- No intro APR offer
- Must redeem for travel expenses or point transfers to get the best value.
Highlights
- Qualified applicants will receive exclusive benefits such as 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply.
- Get double cash back rewards at the NASCAR Shop. Terms Apply.
- Find out if you Pre-Qualify without harming your credit score. It’s fast, easy, and secure.
- Zero Fraud Liability ensures that your account is protected against unauthorized charges.
- Accounts are automatically reviewed for credit line increase opportunities.
- Take advantage of free online access to your Experian credit score and credit report summary. Terms apply.
- CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go.
- Always know what’s happening with your account with custom email and text alerts to remind you about your payment due date, notify you when a payment posts, or warn you if your available credit runs low.
- If you are a Covered Borrower under the Military Lending Act, you may get a different offer
- See Rates & Fees
More Highlights
You Can Read full Chase Sapphire Preferred Credit Card Review here
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Earn 600000 bonus post after you spend $4000 on purchase in first 3 months on account opening