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American Express® Business Gold Card

American Express® Business Gold Card

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Advertiser Disclosure

American Express® Business Gold Card

Pros Pros

  • Flexible redemption and points transfer options
  • Robust travel benefits
  • Automatic 4x points on the two categories you spend the most on

Cons Cons

  • High $295 annual fee
  • 4x points rate is limited to the first $150,000 in spending annually
  • No option to carry a balance

Highlights

  • Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases. **
  • **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • Pay Over Time Option: A flexible payment option with interest to help manage cash flow on purchases of $100 or more.*
  • *Terms Apply
  • See Rates & Fees
More Highlights
Partner Offer
American Express® Business Gold Card
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On American Express's Secure Website
Intro Purchase APR
N/A
Intro Balance Transfers APR
N/A
Regular APR
14.24% - 22.24% Variable
Annual Fee
$295
Credit Score
i
Excellent/Good
Welcome Bonus
i
N/A

Must Read American Express® Business Gold Card Articles

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On American Express's Secure Website
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
60,000 bonus points after you spend $4,000 on purchases in the first 3 months
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