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Sallie Mae Private Student Loans

Sallie Mae Private Student Loans

2.5
Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.
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Sallie Mae Private Student Loans

2.5
Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.
Variable APR

1.50% to 9.66%

Fixed APR

4.74% to 11.85%

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Why We Picked It

Sallie Mae’s private student loans have no origination fee and no penalty for paying the loan off early. Plus, Sallie Mae gives its borrowers and cosigners free access to their FICO credit scores quarterly. Students will also get four months of free homework and study support through Chegg Study.

Extra Details
Repayment Options:
In-school: Loans are deferred and there’s a six-month grace period after leaving school or graduating. The unpaid interest during deferment will be added to your principal balance. You also have the option to pay $25 per month until the end of your grace period, or you could pay the interest monthly.

Forbearance:Available in three-month increments, up to 12 months total over the life of the loan.

Pros
  • Sallie Mae offers a graduated repayment period, during which borrowers can choose to make interest-only monthly payments for one year while they find their financial footing after college
  • Loans offered include K-12, undergraduate, graduate, parent and certification program loans
  • Options are available for international students
Cons
  • Only some loans offer co-signer release

 

Northwestern Mutual

Northwestern Mutual

5.0
Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.
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Via Policy Genius' Secure Website

Northwestern Mutual

5.0
Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.
Policy

Northwestern Mutual has an extremely high percentage of policies
Percent Of 5-Star Policies

18%

recently updated

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Why We Picked It

Northwestern Mutual has an extremely high percentage of policies (92%) scoring 4 stars or higher from Veralytic. Its financial strength and stability in the expectations shown in its policy illustrations also help boost it to the top.

Extra Details
Northwestern Mutual sells life insurance, annuities, disability insurance and long-term care plans. Its life insurance products are term life, whole life and universal life. The company offers products through financial advisors and is headquartered in Milwaukee, Wisconsin.

Pros
  • Company earns high marks for financial strength and claims-paying ability
  • More products with lower costs than other insurers
  • Policy illustrations are generally consistent with the company’s historical experience and performance
Cons
  • Products sold only through a network of Northwestern Mutual advisors, most of whom are required to sell mostly Northwestern Mutual products
  • No indexed universal life products available

 

AIG Travel Guard

AIG Travel Guard

5.0
Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.
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Via TravelInsurance.com's Secure Website

AIG Travel Guard

5.0
Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.
Rating

5 stars

Top Scoring Plan

975 out of 1,000

(Deluxe plan)

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Why We Picked It

AIG Travel Guard topped our rankings with the highest overall score. Its “Deluxe” travel insurance plan is for the traveler who wants to cover all their bases, with extensive coverage options and top-notch reimbursement levels in case things go wrong. 

Pros
  • Top-notch for trip cancellation coverage, with up to $150,000 in reimbursement. 
  • Excellent coverage level for medical expenses and emergency medical evacuation
  • Can cover pre-existing conditions that flare up during a trip.
  • Inconveniences covered include hotel infestation, runway delays and closed attractions.
  • The plan’s “cancel for any reason” coverage lets you cancel the trip for any reason, at your discretion, as long as it’s cancelled at least 48 hours in advance of departure.
Cons
  • The Deluxe plan’s missed connection reimbursement ($1,000) is not the highest among the plans we surveyed but was still on the generous side
  • If you want “cancel for any reason” coverage, you’ll need to purchase the policy within 15 days of your initial trip deposit. Some other companies allow 21 days.

 

Northwestern Mutual

Northwestern Mutual

5.0
Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.
Learn More

On Northwestern Mutual's Secure Website

Northwestern Mutual

5.0
Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.

Northwestern Mutual has an extremely high percentage of policies (92%) scoring 4 stars or higher from Veralytic. Its financial strength and stability in the expectations shown in its policy illustrations also help boost it to the top.
Percent Of 5-Star Policies

25

View Details
Why We Picked It

Extra Details
Northwestern Mutual sells life insurance, annuities, disability insurance and long-term care plans. Its life insurance products are term life, whole life and universal life. The company offers products through financial advisors and is headquartered in Milwaukee, Wisconsin.

Pros
  • Company earns high marks for financial strength and claims-paying ability
  • More products with lower costs than other insurers
  • Policy illustrations are consistent with the historical performance of company investments
Cons
  • Products sold only through a network of Northwestern Mutual advisors, most of whom are required to sell mostly Northwestern Mutual products.
  • No indexed universal life products available.
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Naren Harwani
Naren Harwani
administrator

First Published: Sep 2, 2020, 5:34am