College graduates are often stuck between a rock and a hard place when it comes to building credit. Outside of student loans, they may not have any lines of credit entirely in their name. As a result, getting approved for credit cards and loans can be difficult at first, which makes it even harder for them to build their credit so they can reach milestones such as buying a first home.
Applying for a credit card is an excellent step in the credit-building process, partly because some credit cards are geared to college graduates who are starting to build credit for the first time. Some credit cards for college graduates even offer credit-building and monitoring tools or let cardholders earn rewards that can be redeemed for cash back, gift cards, travel and more.
If you’re a recent college graduate who is thinking of signing up for a credit card, you should take the time to learn more about the top offers and how to use them to your advantage. Forbes Advisor compared dozens of top credit cards to come up with the absolute best offers for college graduates, which you can browse through below.